Losing Sleep From Debt? Get Help From an Experienced Credit Counsellor.
Are you stuck in a cycle of never ending minimum payments? Can’t get your debt to go down no matter what you do? Getting harassed by collection calls?
Debt costs you more the longer you wait. Take back control with a professional on your side.
Book a free call. Within 24 hours, you’ll get an assessment of your debt and your budget, understand your options, and leave with a plan.
100% Confidential. We’ll only use your information to contact you. See our Privacy Policy.
Prefer to call? 416-655-9622
Have you maxed out your line of credit to pay your credit card debts?
With rising interest rates and cost of living, you’re only able to make minimum payments each month.
Then come the collection calls and lawsuit threats. You live in constant fear of losing your house.
In what feels like an impossible situation, you have more options than you think.
If you’re looking for debt help in Toronto, book a free call. Let’s figure out a plan to get you out of debt and give you a fresh start.
You Can’t Get Ahead…No Matter How Hard You Try
Our Debt Relief Services
We provide credit counselling and debt support to help you understand your options. From budgeting help to formal debt solutions, we guide you toward a clear path forward.
-
One-on-one support to help you understand your situation and your rights, and find a legal debt relief solution that protects your assets.
-
We help you manage collection calls, wage garnishment concerns, and the stress of dealing with creditors while you work towards a solution.
-
When a consumer proposal is the right choice, we’ll guide you each step of the way. Learn more here.
-
When bankruptcy is the right choice for your situation, we’ll guide you through each step from beginning to end. Learn more here.
Consumer proposal and bankruptcy are legally filed by a Licensed Insolvency Trustee.
What We Help With:
Meet Soraya, Toronto’s Trusted Credit Counsellor
My name is Soraya Ghadimi and I’ve been working as a credit counsellor for 17 years.
Here’s what you should know about me:
I started 911 Debt Solution Canada in 2009 after spending more than a decade as a Financial Services Manager for the Bank of Montreal.
I have a background in accounting.
I’m also certified as an insolvency counsellor by the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). This means I have in-depth knowledge on legal debt options such as a consumer proposal or bankruptcy, and can guide you to make the best decision for your situation.
Debt can happen to anyone, whether it’s from a business shutting down, an unexpected illness, divorce, or job loss.
Whatever your story, there’s a way out. You don’t have to struggle through it alone.
What People Are Saying
"I had an excellent experience working with Soraya throughout the entire process. From start to finish, she was incredibly helpful, responsive, and professional. She took the time to answer my questions clearly, kept me informed at every step, and made what could have been a stressful process feel much more manageable. Her patience, dedication, and genuine willingness to help really stood out. I truly appreciated her support and would highly recommend Soraya to anyone looking for someone reliable, knowledgeable, and attentive."— Isaac, N."I had been struggling with serious financial difficulties for several years, and going through the consumer proposal process felt overwhelming at first. Thankfully, I had the support of an incredibly kind and knowledgeable professional, Soraya, who guided me every step of the way. Her patience, compassion, and deep understanding of the process truly made a difference. She took the time to explain everything clearly, and helped eased my stress during a very difficult time. Thanks to her support I am now debt-free and in a much better place financially.
— E.M.“I’m really grateful for her help. She supported me through the whole process and made everything much easier and less stressful. I truly appreciate everything she did for me, and I’m very happy with the outcome. Highly recommend.”
— S.RLet’s Talk- you don’t have to figure this out alone.
100% Confidential. We’ll only use your information to contact you. See our Privacy Policy.