Credit Counsellor in Toronto- Helping You Out of Debt
Stop losing sleep, dodging collector calls, and making minimum payments. Take back control with a professional on your side.
Call today for a free consultation. You’ll get an assessment of your debt and your budget, understand your options, and leave with a plan. 100% confidential, no obligation.
Services
Credit counselling and debt support services to help you understand your options. From budgeting to debt management strategies, we guide you toward a clear path forward.
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Personalized guidance to help you understand your financial situation, manage your debt, and determine your next steps.
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Support managing collection calls, wage garnishment concerns, and the stress of dealing with creditors while you work towards a solution.
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Support understanding your credit report and developing habits that can help you build and maintain healthier credit over time.
**If a consumer proposal or bankruptcy is needed, you will be referred to a Licensed Insolvency Trustee (LIT).
We Can Help You With:
Meet Soraya, Toronto’s Trusted Credit Counsellor
My name is Soraya Ghadimi and I’ve been working as a credit counsellor since 2009. My team and I have provided thousands of people with debt help in Toronto.
Clients often come to me when they’ve maxed out their lines of credit to pay their credit card debts. They may be in a situation where they make minimum payments each month and most of this is going towards interest. There may be collection calls and lawsuits.
Being in overwhelming debt is not a sentence, but it can feel like one. I’ve seen firsthand the mental and physical toll it can take on individuals and how it can strain even the strongest of relationships. I’ve also seen what’s possible on the other side.
Debt can happen to anyone, whether it’s from a business shutting down, unexpected illnesses, divorce, or job loss.
Whatever your story, there’s a way out and you don’t have to struggle through it alone.
What People Are Saying
"I had an excellent experience working with Soraya throughout the entire process. From start to finish, she was incredibly helpful, responsive, and professional. She took the time to answer my questions clearly, kept me informed at every step, and made what could have been a stressful process feel much more manageable. Her patience, dedication, and genuine willingness to help really stood out. I truly appreciated her support and would highly recommend Soraya to anyone looking for someone reliable, knowledgeable, and attentive."— Isaac, N."I had been struggling with serious financial difficulties for several years, and going through the consumer proposal process felt overwhelming at first. Thankfully, I had the support of an incredibly kind and knowledgeable professional, Soraya, who guided me every step of the way. Her patience, compassion, and deep understanding of the process truly made a difference. She took the time to explain everything clearly, and helped eased my stress during a very difficult time. Thanks to her support I am now debt-free and in a much better place financially.
— E.M.“I’m really grateful for her help. She supported me through the whole process and made everything much easier and less stressful. I truly appreciate everything she did for me, and I’m very happy with the outcome. Highly recommend.”
— S.R